Wands and Pentacles, Business and Money
Copyrighted by Lorna Tedder. Originally published in Third Degree of Contrast.
My guides werenâ€™t kidding about this month being all about business and money! In my monthly reading, I had wands and pentacles all over the Â place. Iâ€™m used to the past six months being about business and spiritualityÂ (a bazillionÂ Â wands)Â Â butÂ Â notÂ Â soÂ Â muchÂ Â onÂ Â theÂ money (pentacles) aspects. Thatâ€™s changed, and with the change is coming a Â clean-up of sorts. Not much in the way of swords (conflict) or cups Â (emotions), Â just lots of wands and pents.
Many changes at work, most of them unexpected…by most people. The aforementioned Queen of Cups started her first day today as our new Â boss. Shake-ups Â are expected. I think weâ€™ll have a feel for it by the end of the month.
Itâ€™s looking like my 2005 tax return got lost. I have the report of where it was received but it canâ€™t be found now. If Iâ€™d owed money, Iâ€™m sure someone would have found it already but since itâ€™s a refund…. Iâ€™m still tracking that one down. Worst case, I can prove when I filed and Iâ€™ll just send in a paper copy. This happened once before back with Hurricane Katrina.
Meanwhile, my state Sales taxes are done and going out in tomorrowâ€™s mail.
Author Â royalties Â and Â 1099â€™s Â are Â mostly Â doneâ€”just checking back over the numbers to make sure everything matches. Shannon will probably get those finished on Friday and theyâ€™ll go out in about a week. Iâ€™ll be glad to have that done.
Still waiting Â to Â hear Â back Â on Â my Â roofer Â reimbursement. I jostled a few things loose but inertia is setting in again. Someone asked me recently if I ever â€œcursedâ€ people, and I responded that no, I donâ€™t, and Â as evidence, most [roofer companies that offend me] are still standing, arenâ€™t they? I hear they want to put a [roofer company that offends me] Â in Niceville. Â Maybe theyâ€™ll have a city council meeting on it and I can pass out photocopies Â of the picture of the branch they shingled over!
I finally got a chance to see my credit bureau report, though it took forever to get them to understand that I couldnâ€™t Â tell them what the street address Â was at Cayo Grande apartments in Bluewater when I lived Â there becauseÂ I Â never Â lived Â there. Â Thatâ€™s Â part Â of Â the problem. They Â didnâ€™t Â have Â my Â informationâ€”they Â had Â my Â exâ€™s post-divorce, non-joint account info on my credit report. Iâ€™ve got a lot of stuff to fix, and some of it we were able to take care of on the spot. My FICO score is up about 100 points already, and now Iâ€™ve got a few go-doâ€™s to take care of, and a couple of things Iâ€™m at a loss for.
Iâ€™d been Â afraid Â that Â my Â Discover Â cardâ€™s Â computer glitch had caused a problem, but no, not at all. The only lateness showing up was Â from a Bank of America card that apparently came with my little car loan. I didnâ€™t recall signing up for the card and certainly didnâ€™t need it, but they sent it anyway, free (for the first year). I never used it. The only thing ever charged to it was the annual dues for the second year, and since Iâ€™d never even activated the card, I trashed the correspondence, Â not realizing it was a bill. I paid for the second year (no choice), asked that the late fee be waived and was told no, paid the late fee, said thank you very much, Â and closed the account. Â Itâ€™s still there,Â dinging me, and I do believe Â Iâ€™ll Â sell my dab of Bank America stock I bought when I was 21 and pay off the car loan and be done with them forevermore.
The only thing on my credit report that was deemed a true negative and that I donâ€™t plan to go fix in an aggressive way is that Â I donâ€™t have enough revolving monthly debt. HUH??? Last week, the highest negative was that I showed Â about Â 30K Â in Â revolving Â debt Â that wasnâ€™t Â supposed to be there. Â Now that thatâ€™sÂ fixed, I donâ€™t have enough debt? Sheesh. And you wonder why people are in so much debt.
Once this month and its business and money focus is done, Iâ€™m calling in cupsâ€”lots of them!